Privacy Policy

Effective Date: 16 Aug, 2025

Vyavsaay Digiworld Private Limited respects your privacy and protects your personal data.

1. Data Collection

  • Personal info: Name, phone number, email, profile pic, KYC documents (PAN/Aadhar).
  • Financial info: Wallet transactions, payments, purchase history, bank account details.
  • App activity: Referrals, interactions, uploaded files.
  • Device info: Device ID, crash logs.

2. Purpose of Data Collection

  • App functionality: Account creation, authentication, referral tracking.
  • Analytics: Monitor app usage, improve features.
  • Developer communications: Notifications, service updates.
  • Fraud prevention & security: Prevent misuse, detect suspicious activity.

3. Data Sharing

Personal data is not shared with third parties except as required for compliance, payment processing, or legal purposes.

4. Referrer & Referee Data

  • Referrer earnings are calculated based on net amount received from the Referee’s completed service.
  • Referee receives a flat 10% discount on the service through referral.

5. Data Retention

  • User data is stored securely and encrypted in transit.
  • Data is retained as long as the account is active or for legal/operational requirements.

6. User Rights

  • Users can request data deletion or account deletion via Delete-Account.
  • Referrers’ wallet balances are final after Referee service completion.